Call reports 2017
SAN LUIS VALLEY FEDERAL BANK — 2017
What SAN LUIS VALLEY FEDERAL BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 265,906,000 | 262,047,000 | 267,168,000 | 264,934,000 |
| Total loans | 158,077,000 | 159,649,000 | 161,633,000 | 165,478,000 |
| Allowance for loan losses | 1,522,000 | 1,522,000 | 1,522,000 | 1,542,000 |
| Securities available for sale | 76,696,000 | 73,145,000 | 76,558,000 | 65,364,000 |
| Securities held to maturity | 1,357,000 | 1,327,000 | 1,287,000 | 1,287,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 222,116,000 | 217,274,000 | 221,581,000 | 220,405,000 |
| Interest-bearing deposits | 193,151,000 | 190,739,000 | 193,095,000 | 190,430,000 |
| Noninterest-bearing deposits | 28,965,000 | 26,535,000 | 28,486,000 | 29,975,000 |
| Equity capital | 41,772,000 | 42,621,000 | 43,113,000 | 42,771,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,259,000 | 4,536,000 | 6,842,000 | 9,236,000 |
| Interest expense | 113,000 | 225,000 | 342,000 | 458,000 |
| Net interest income | 2,146,000 | 4,311,000 | 6,500,000 | 8,778,000 |
| Noninterest income | 414,000 | 883,000 | 1,326,000 | 1,773,000 |
| Noninterest expense | 1,815,000 | 3,727,000 | 5,582,000 | 7,709,000 |
| Provision for loan losses | 0 | 0 | 0 | 20,000 |
| Pretax income | 745,000 | 1,467,000 | 2,244,000 | 2,552,000 |
| Income tax | 224,000 | 436,000 | 692,000 | 953,000 |
| Net income | 521,000 | 1,031,000 | 1,552,000 | 1,599,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,479,000 | 42,989,000 | 43,510,000 | 43,557,000 |
| Total capital | 44,001,000 | 44,511,000 | 45,032,000 | 45,099,000 |
| Risk-weighted assets | 170,367,000 | 171,174,000 | 173,397,000 | 176,713,000 |