Call reports 2025
ALTON BANK — 2025
What ALTON BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 134,723,000 | 127,412,000 | 128,963,000 | 133,429,000 |
| Total loans | 67,767,000 | 69,506,000 | 71,241,000 | 74,856,000 |
| Allowance for loan losses | 614,000 | 597,000 | 598,000 | 530,000 |
| Securities available for sale | 11,555,000 | 11,677,000 | 11,755,000 | 11,821,000 |
| Securities held to maturity | 31,382,000 | 33,672,000 | 33,732,000 | 34,034,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 119,377,000 | 111,656,000 | 112,728,000 | 117,006,000 |
| Interest-bearing deposits | 95,230,000 | 92,591,000 | 93,719,000 | 97,253,000 |
| Noninterest-bearing deposits | 24,147,000 | 19,065,000 | 19,009,000 | 19,753,000 |
| Equity capital | 8,980,000 | 9,334,000 | 9,772,000 | 10,137,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,675,000 | 3,438,000 | 5,174,000 | 6,966,000 |
| Interest expense | 880,000 | 1,755,000 | 2,599,000 | 3,436,000 |
| Net interest income | 795,000 | 1,683,000 | 2,575,000 | 3,530,000 |
| Noninterest income | 136,000 | 282,000 | 437,000 | 601,000 |
| Noninterest expense | 797,000 | 1,601,000 | 2,442,000 | 3,262,000 |
| Provision for loan losses | 0 | 0 | 0 | 20,000 |
| Pretax income | 134,000 | 364,000 | 570,000 | 869,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 134,000 | 364,000 | 570,000 | 869,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,141,000 | 10,371,000 | 10,577,000 | 10,877,000 |
| Total capital | 10,805,000 | 11,018,000 | 11,225,000 | 11,437,000 |
| Risk-weighted assets | 101,031,000 | 96,375,000 | 98,349,000 | 103,520,000 |