Call reports 2024
ALTON BANK — 2024
What ALTON BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 117,026,000 | 119,125,000 | 123,032,000 | 129,257,000 |
| Total loans | 57,851,000 | 59,746,000 | 67,089,000 | 69,213,000 |
| Allowance for loan losses | 651,000 | 614,000 | 622,000 | 624,000 |
| Securities available for sale | 9,898,000 | 11,206,000 | 11,414,000 | 11,482,000 |
| Securities held to maturity | 29,498,000 | 28,750,000 | 30,893,000 | 31,698,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 102,774,000 | 104,574,000 | 107,821,000 | 114,349,000 |
| Interest-bearing deposits | 83,113,000 | 85,690,000 | 88,211,000 | 95,456,000 |
| Noninterest-bearing deposits | 19,662,000 | 18,884,000 | 19,610,000 | 18,892,000 |
| Equity capital | 7,995,000 | 8,232,000 | 8,811,000 | 8,597,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,431,000 | 2,903,000 | 4,488,000 | 6,163,000 |
| Interest expense | 794,000 | 1,604,000 | 2,475,000 | 3,369,000 |
| Net interest income | 637,000 | 1,299,000 | 2,013,000 | 2,794,000 |
| Noninterest income | -27,000 | 154,000 | 294,000 | 460,000 |
| Noninterest expense | 586,000 | 1,298,000 | 2,015,000 | 2,810,000 |
| Provision for loan losses | 0 | -30,000 | -30,000 | -30,000 |
| Pretax income | 24,000 | 155,000 | 292,000 | 444,000 |
| Income tax | 2,000 | -6,000 | -6,000 | -6,000 |
| Net income | 22,000 | 161,000 | 298,000 | 450,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,552,000 | 9,718,000 | 9,855,000 | 10,007,000 |
| Total capital | 10,223,000 | 10,382,000 | 10,527,000 | 10,681,000 |
| Risk-weighted assets | 86,437,000 | 86,583,000 | 94,991,000 | 96,962,000 |