Call reports 2023
ALTON BANK — 2023
What ALTON BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 135,721,000 | 116,771,000 | 114,894,000 | 115,694,000 |
| Total loans | 57,349,000 | 58,371,000 | 57,670,000 | 58,221,000 |
| Allowance for loan losses | 677,000 | 687,000 | 683,000 | 673,000 |
| Securities available for sale | 11,137,000 | 10,973,000 | 10,665,000 | 11,112,000 |
| Securities held to maturity | 33,209,000 | 32,869,000 | 32,664,000 | 32,238,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 121,363,000 | 102,204,000 | 99,343,000 | 100,866,000 |
| Interest-bearing deposits | 83,375,000 | 81,113,000 | 78,841,000 | 81,738,000 |
| Noninterest-bearing deposits | 37,988,000 | 21,091,000 | 20,502,000 | 19,128,000 |
| Equity capital | 8,111,000 | 8,093,000 | 7,820,000 | 8,053,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,210,000 | 2,506,000 | 3,832,000 | 5,176,000 |
| Interest expense | 546,000 | 1,127,000 | 1,788,000 | 2,538,000 |
| Net interest income | 664,000 | 1,379,000 | 2,044,000 | 2,638,000 |
| Noninterest income | 100,000 | 238,000 | 361,000 | 472,000 |
| Noninterest expense | 786,000 | 1,507,000 | 2,393,000 | 3,324,000 |
| Provision for loan losses | 0 | 0 | -20,000 | -20,000 |
| Pretax income | -22,000 | 110,000 | 12,000 | -214,000 |
| Income tax | 0 | 8,000 | 10,000 | 12,000 |
| Net income | -22,000 | 102,000 | 2,000 | -226,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,762,000 | 9,886,000 | 9,786,000 | 9,557,000 |
| Total capital | 10,439,000 | 10,573,000 | 10,489,000 | 10,250,000 |
| Risk-weighted assets | 90,051,000 | 88,748,000 | 87,620,000 | 88,297,000 |