Call reports 2022
ALTON BANK — 2022
What ALTON BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 108,039,000 | 117,842,000 | 110,195,000 | 116,885,000 |
| Total loans | 52,189,000 | 53,387,000 | 53,117,000 | 57,940,000 |
| Allowance for loan losses | 642,000 | 626,000 | 644,000 | 672,000 |
| Securities available for sale | 11,404,000 | 10,851,000 | 10,166,000 | 10,187,000 |
| Securities held to maturity | 34,387,000 | 34,617,000 | 35,433,000 | 35,046,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 93,807,000 | 106,333,000 | 98,944,000 | 102,708,000 |
| Interest-bearing deposits | 76,001,000 | 84,775,000 | 77,033,000 | 80,475,000 |
| Noninterest-bearing deposits | 17,806,000 | 21,558,000 | 21,911,000 | 22,233,000 |
| Equity capital | 10,805,000 | 8,331,000 | 8,013,000 | 7,996,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 988,000 | 2,046,000 | 3,161,000 | 4,299,000 |
| Interest expense | 155,000 | 330,000 | 586,000 | 942,000 |
| Net interest income | 833,000 | 1,716,000 | 2,575,000 | 3,357,000 |
| Noninterest income | 141,000 | 261,000 | 385,000 | 505,000 |
| Noninterest expense | 687,000 | 1,448,000 | 2,085,000 | 2,820,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 257,000 | 469,000 | 785,000 | 922,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 257,000 | 469,000 | 785,000 | 922,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,599,000 | 9,618,000 | 9,846,000 | 9,784,000 |
| Total capital | 12,241,000 | 10,244,000 | 10,490,000 | 10,456,000 |
| Risk-weighted assets | 80,692,000 | 83,663,000 | 83,011,000 | 88,552,000 |