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Call reports 2021

ALTON BANK — 2021

What ALTON BANK reported to the FFIEC in 2021, quarter by quarter.

PERIOD: 2021SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/df4f5132-628c-4201-8b75-068b8703522f/2021

Balance sheet

What the bank holds and owes at quarter end

Measure2021Q12021Q22021Q32021Q4
Total assets95,892,00094,924,000103,385,000106,375,000
Total loans50,243,00050,795,00051,972,00050,287,000
Allowance for loan losses593,000552,000579,000611,000
Securities available for sale5,041,00010,879,00012,551,00012,304,000
Securities held to maturity12,077,00018,098,00023,830,00025,924,000
Trading assets0000
Total deposits80,391,00080,698,00089,016,00091,981,000
Interest-bearing deposits64,808,00065,102,00072,320,00074,111,000
Noninterest-bearing deposits15,583,00015,596,00016,696,00017,870,000
Equity capital10,761,00010,991,00011,125,00011,215,000

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure2021Q12021Q22021Q32021Q4
Interest income927,0001,863,0002,851,0003,847,000
Interest expense177,000343,000503,000648,000
Net interest income750,0001,520,0002,348,0003,199,000
Noninterest income116,000216,000331,000585,000
Noninterest expense585,0001,204,0001,849,0002,577,000
Provision for loan losses50,00080,000110,000140,000
Pretax income231,000452,000720,0001,067,000
Income tax0000
Net income231,000452,000720,0001,067,000

Regulatory capital

Basel measures — not reported for every quarter

Measure2021Q12021Q22021Q32021Q4
Tier 1 capital10,769,00010,931,00011,115,00011,342,000
Total capital11,362,00011,483,00011,694,00011,953,000
Risk-weighted assets76,923,00087,005,00093,090,00094,625,000

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