Call reports 2020
ALTON BANK — 2020
What ALTON BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 74,057,000 | 79,178,000 | 81,066,000 | 93,283,000 |
| Total loans | 43,404,000 | 43,461,000 | 50,462,000 | 50,801,000 |
| Allowance for loan losses | 404,000 | 446,000 | 511,000 | 551,000 |
| Securities available for sale | 4,184,000 | 4,284,000 | 4,161,000 | 3,040,000 |
| Securities held to maturity | 13,196,000 | 12,744,000 | 12,080,000 | 11,706,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,476,000 | 63,941,000 | 65,683,000 | 77,831,000 |
| Interest-bearing deposits | 48,898,000 | 51,757,000 | 52,425,000 | 63,679,000 |
| Noninterest-bearing deposits | 8,579,000 | 12,184,000 | 13,258,000 | 14,152,000 |
| Equity capital | 10,382,000 | 10,518,000 | 10,644,000 | 10,723,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 904,000 | 1,779,000 | 2,716,000 | 3,673,000 |
| Interest expense | 215,000 | 426,000 | 622,000 | 804,000 |
| Net interest income | 689,000 | 1,353,000 | 2,094,000 | 2,869,000 |
| Noninterest income | 94,000 | 180,000 | 274,000 | 357,000 |
| Noninterest expense | 477,000 | 1,010,000 | 1,584,000 | 2,140,000 |
| Provision for loan losses | 50,000 | 80,000 | 200,000 | 410,000 |
| Pretax income | 257,000 | 444,000 | 585,000 | 676,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 257,000 | 444,000 | 585,000 | 676,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,389,000 | 10,396,000 | 10,537,000 | 10,628,000 |
| Total capital | 10,793,000 | 10,842,000 | 11,048,000 | 11,179,000 |
| Risk-weighted assets | 69,010,000 | 74,216,000 | 76,253,000 | 75,185,000 |
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