Call reports 2019
ALTON BANK — 2019
What ALTON BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 67,664,000 | 66,508,000 | 64,816,000 | 72,815,000 |
| Total loans | 42,830,000 | 43,040,000 | 43,312,000 | 43,278,000 |
| Allowance for loan losses | 349,000 | 314,000 | 315,000 | 385,000 |
| Securities available for sale | 3,241,000 | 4,395,000 | 2,851,000 | 3,458,000 |
| Securities held to maturity | 13,298,000 | 13,453,000 | 13,087,000 | 13,395,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,165,000 | 53,295,000 | 51,341,000 | 56,371,000 |
| Interest-bearing deposits | 43,535,000 | 44,063,000 | 42,194,000 | 47,505,000 |
| Noninterest-bearing deposits | 9,630,000 | 9,231,000 | 9,146,000 | 8,865,000 |
| Equity capital | 9,714,000 | 9,968,000 | 10,195,000 | 10,232,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 881,000 | 1,770,000 | 2,650,000 | 3,555,000 |
| Interest expense | 179,000 | 364,000 | 542,000 | 736,000 |
| Net interest income | 702,000 | 1,406,000 | 2,108,000 | 2,819,000 |
| Noninterest income | 91,000 | 187,000 | 283,000 | 359,000 |
| Noninterest expense | 480,000 | 945,000 | 1,436,000 | 1,970,000 |
| Provision for loan losses | 0 | 25,000 | 40,000 | 171,000 |
| Pretax income | 313,000 | 623,000 | 921,000 | 1,043,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 313,000 | 623,000 | 921,000 | 1,043,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,702,000 | 9,923,000 | 10,149,000 | 10,210,000 |
| Total capital | 10,051,000 | 10,237,000 | 10,465,000 | 10,595,000 |
| Risk-weighted assets | 63,107,000 | 61,548,000 | 59,868,000 | 67,452,000 |