Call reports 2018
ALTON BANK — 2018
What ALTON BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 67,854,000 | 66,759,000 | 65,667,000 | 69,100,000 |
| Total loans | 42,867,000 | 43,277,000 | 43,706,000 | 42,908,000 |
| Allowance for loan losses | 384,000 | 362,000 | 352,000 | 353,000 |
| Securities available for sale | 2,263,000 | 2,241,000 | 2,187,000 | 2,208,000 |
| Securities held to maturity | 17,793,000 | 17,211,000 | 16,840,000 | 14,750,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 54,589,000 | 52,975,000 | 50,917,000 | 54,904,000 |
| Interest-bearing deposits | 44,505,000 | 43,044,000 | 42,536,000 | 45,898,000 |
| Noninterest-bearing deposits | 10,084,000 | 9,931,000 | 8,381,000 | 9,006,000 |
| Equity capital | 8,787,000 | 9,025,000 | 9,244,000 | 9,451,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 839,000 | 1,700,000 | 2,565,000 | 3,450,000 |
| Interest expense | 100,000 | 216,000 | 359,000 | 519,000 |
| Net interest income | 739,000 | 1,484,000 | 2,206,000 | 2,931,000 |
| Noninterest income | 80,000 | 182,000 | 285,000 | 398,000 |
| Noninterest expense | 463,000 | 894,000 | 1,354,000 | 1,836,000 |
| Provision for loan losses | 0 | 50,000 | 75,000 | 137,000 |
| Pretax income | 356,000 | 722,000 | 1,062,000 | 1,356,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 356,000 | 722,000 | 1,062,000 | 1,356,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,859,000 | 9,103,000 | 9,335,000 | 9,508,000 |
| Total capital | 9,243,000 | 9,465,000 | 9,687,000 | 9,861,000 |
| Risk-weighted assets | 61,160,000 | 60,217,000 | 59,158,000 | 63,592,000 |