Call reports 2017
ALTON BANK — 2017
What ALTON BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 65,640,000 | 65,022,000 | 66,171,000 | 67,316,000 |
| Total loans | 40,269,000 | 41,173,000 | 41,663,000 | 42,609,000 |
| Allowance for loan losses | 583,000 | 558,000 | 552,000 | 389,000 |
| Securities available for sale | 2,739,000 | 2,240,000 | 1,731,000 | 2,338,000 |
| Securities held to maturity | 16,749,000 | 16,326,000 | 17,269,000 | 17,375,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,088,000 | 51,712,000 | 52,789,000 | 54,294,000 |
| Interest-bearing deposits | 42,277,000 | 40,945,000 | 43,522,000 | 45,373,000 |
| Noninterest-bearing deposits | 9,811,000 | 10,767,000 | 9,268,000 | 8,921,000 |
| Equity capital | 8,220,000 | 8,296,000 | 8,383,000 | 8,581,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 775,000 | 1,578,000 | 2,395,000 | 3,221,000 |
| Interest expense | 84,000 | 178,000 | 272,000 | 367,000 |
| Net interest income | 691,000 | 1,400,000 | 2,123,000 | 2,854,000 |
| Noninterest income | 96,000 | 195,000 | 297,000 | 414,000 |
| Noninterest expense | 442,000 | 863,000 | 1,318,000 | 1,780,000 |
| Provision for loan losses | 0 | 1,000 | 6,000 | 66,000 |
| Pretax income | 345,000 | 731,000 | 1,096,000 | 1,422,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 345,000 | 731,000 | 1,096,000 | 1,422,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,220,000 | 8,296,000 | 8,383,000 | 8,581,000 |
| Total capital | 8,803,000 | 8,854,000 | 8,935,000 | 8,970,000 |
| Risk-weighted assets | 58,925,000 | 58,970,000 | 59,150,000 | 60,242,000 |