Call reports 2016
ALTON BANK — 2016
What ALTON BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 74,790,000 | 64,218,000 | 64,368,000 | 65,367,000 |
| Total loans | 35,054,000 | 36,380,000 | 38,411,000 | 40,115,000 |
| Allowance for loan losses | 649,000 | 605,000 | 610,000 | 596,000 |
| Securities available for sale | 5,967,000 | 3,174,000 | 2,554,000 | 2,710,000 |
| Securities held to maturity | 25,463,000 | 21,539,000 | 19,480,000 | 17,462,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 64,117,000 | 50,434,000 | 50,861,000 | 51,425,000 |
| Interest-bearing deposits | 54,972,000 | 41,758,000 | 41,638,000 | 42,440,000 |
| Noninterest-bearing deposits | 9,145,000 | 8,676,000 | 9,223,000 | 8,985,000 |
| Equity capital | 7,871,000 | 7,963,000 | 8,149,000 | 8,262,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 737,000 | 1,497,000 | 2,270,000 | 3,039,000 |
| Interest expense | 95,000 | 188,000 | 275,000 | 360,000 |
| Net interest income | 642,000 | 1,309,000 | 1,995,000 | 2,679,000 |
| Noninterest income | 88,000 | 181,000 | 280,000 | 372,000 |
| Noninterest expense | 452,000 | 885,000 | 1,315,000 | 1,742,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 280,000 | 641,000 | 998,000 | 1,347,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 280,000 | 641,000 | 998,000 | 1,347,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,871,000 | 7,963,000 | 8,149,000 | 8,262,000 |
| Total capital | 7,871,000 | 8,568,000 | 8,759,000 | 8,262,000 |
| Risk-weighted assets | 64,993,000 | 51,820,000 | 56,707,000 | 58,271,000 |