Call reports 2015
ALTON BANK — 2015
What ALTON BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 63,437,000 | 63,879,000 | 64,461,000 | 69,372,000 |
| Total loans | 33,431,000 | 34,885,000 | 33,921,000 | 35,028,000 |
| Allowance for loan losses | 406,000 | 339,000 | 603,000 | 606,000 |
| Securities available for sale | 3,303,000 | 1,988,000 | 2,502,000 | 2,950,000 |
| Securities held to maturity | 24,122,000 | 22,585,000 | 22,937,000 | 21,991,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 54,260,000 | 52,760,000 | 53,882,000 | 58,634,000 |
| Interest-bearing deposits | 44,803,000 | 43,344,000 | 45,297,000 | 49,973,000 |
| Noninterest-bearing deposits | 9,457,000 | 9,416,000 | 8,585,000 | 8,661,000 |
| Equity capital | 7,521,000 | 7,734,000 | 7,726,000 | 7,922,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 669,000 | 1,364,000 | 2,069,000 | 2,783,000 |
| Interest expense | 85,000 | 166,000 | 251,000 | 339,000 |
| Net interest income | 584,000 | 1,198,000 | 1,818,000 | 2,444,000 |
| Noninterest income | 86,000 | 176,000 | 272,000 | 368,000 |
| Noninterest expense | 422,000 | 833,000 | 1,251,000 | 1,706,000 |
| Provision for loan losses | 5,000 | 10,000 | 270,000 | 280,000 |
| Pretax income | 245,000 | 533,000 | 571,000 | 830,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 245,000 | 533,000 | 571,000 | 830,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,509,000 | 7,734,000 | 7,726,000 | 7,920,000 |
| Total capital | 7,915,000 | 8,073,000 | 8,329,000 | 7,920,000 |
| Risk-weighted assets | 53,566,000 | 50,015,000 | 50,075,000 | 62,549,000 |