Call reports 2012
ALTON BANK — 2012
What ALTON BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 59,687,000 | 59,934,000 | 59,949,000 | 61,036,000 |
| Total loans | 31,490,000 | 31,109,000 | 30,393,000 | 31,591,000 |
| Allowance for loan losses | 357,000 | 340,000 | 365,000 | 394,000 |
| Securities available for sale | 5,519,000 | 6,334,000 | 9,138,000 | 6,327,000 |
| Securities held to maturity | 15,325,000 | 14,667,000 | 16,488,000 | 17,042,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,914,000 | 53,912,000 | 53,721,000 | 54,768,000 |
| Interest-bearing deposits | 47,654,000 | 47,380,000 | 47,106,000 | 47,962,000 |
| Noninterest-bearing deposits | 6,260,000 | 6,532,000 | 6,615,000 | 6,806,000 |
| Equity capital | 5,616,000 | 5,848,000 | 6,051,000 | 6,144,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 672,000 | 1,346,000 | 2,010,000 | 2,667,000 |
| Interest expense | 142,000 | 271,000 | 391,000 | 504,000 |
| Net interest income | 530,000 | 1,075,000 | 1,619,000 | 2,163,000 |
| Noninterest income | 80,000 | 177,000 | 268,000 | 379,000 |
| Noninterest expense | 365,000 | 713,000 | 1,064,000 | 1,472,000 |
| Provision for loan losses | 11,000 | 30,000 | 50,000 | 95,000 |
| Pretax income | 234,000 | 509,000 | 773,000 | 975,000 |
| Income tax | 1,000 | 1,000 | 2,000 | 2,000 |
| Net income | 233,000 | 508,000 | 771,000 | 973,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,607,000 | 5,822,000 | 6,019,000 | 6,123,000 |
| Total capital | 5,964,000 | 6,162,000 | 6,384,000 | 6,517,000 |
| Risk-weighted assets | 32,947,000 | 32,575,000 | 32,431,000 | 33,521,000 |