Call reports 2011
ALTON BANK — 2011
What ALTON BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 53,102,000 | 54,320,000 | 55,811,000 | 60,242,000 |
| Total loans | 32,599,000 | 32,183,000 | 32,776,000 | 32,696,000 |
| Allowance for loan losses | 355,000 | 348,000 | 281,000 | 343,000 |
| Securities available for sale | 1,517,000 | 4,793,000 | 3,498,000 | 3,491,000 |
| Securities held to maturity | 10,945,000 | 9,196,000 | 8,052,000 | 10,350,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,515,000 | 44,593,000 | 45,825,000 | 50,100,000 |
| Interest-bearing deposits | 37,225,000 | 38,456,000 | 40,021,000 | 44,056,000 |
| Noninterest-bearing deposits | 6,290,000 | 6,137,000 | 5,804,000 | 6,044,000 |
| Equity capital | 9,489,000 | 9,628,000 | 9,841,000 | 9,994,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 680,000 | 1,361,000 | 2,054,000 | 2,741,000 |
| Interest expense | 116,000 | 236,000 | 366,000 | 502,000 |
| Net interest income | 564,000 | 1,125,000 | 1,688,000 | 2,239,000 |
| Noninterest income | 78,000 | 170,000 | 275,000 | 378,000 |
| Noninterest expense | 357,000 | 705,000 | 1,048,000 | 1,405,000 |
| Provision for loan losses | 9,000 | 118,000 | 127,000 | 188,000 |
| Pretax income | 278,000 | 474,000 | 790,000 | 1,026,000 |
| Income tax | -11,000 | -11,000 | -10,000 | -10,000 |
| Net income | 289,000 | 485,000 | 800,000 | 1,036,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,486,000 | 9,598,000 | 9,805,000 | 9,964,000 |
| Total capital | 9,841,000 | 9,946,000 | 10,086,000 | 10,307,000 |
| Risk-weighted assets | 32,504,000 | 32,184,000 | 32,865,000 | 33,948,000 |