Call reports 2009
ALTON BANK — 2009
What ALTON BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 47,625,000 | 46,907,000 | 47,917,000 | 50,655,000 |
| Total loans | 28,276,000 | 28,887,000 | 29,367,000 | 29,619,000 |
| Allowance for loan losses | 250,000 | 262,000 | 262,000 | 248,000 |
| Securities available for sale | 1,831,000 | 811,000 | 812,000 | 809,000 |
| Securities held to maturity | 12,876,000 | 13,344,000 | 14,436,000 | 14,296,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,983,000 | 38,066,000 | 38,860,000 | 42,015,000 |
| Interest-bearing deposits | 32,537,000 | 31,730,000 | 32,500,000 | 34,843,000 |
| Noninterest-bearing deposits | 6,446,000 | 6,336,000 | 6,360,000 | 7,172,000 |
| Equity capital | 8,392,000 | 8,559,000 | 8,760,000 | 8,543,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 672,000 | 1,341,000 | 2,005,000 | 2,659,000 |
| Interest expense | 171,000 | 338,000 | 495,000 | 634,000 |
| Net interest income | 501,000 | 1,003,000 | 1,510,000 | 2,025,000 |
| Noninterest income | 61,000 | 124,000 | 204,000 | 281,000 |
| Noninterest expense | 293,000 | 621,000 | 930,000 | 1,641,000 |
| Provision for loan losses | 29,000 | 38,000 | 47,000 | 106,000 |
| Pretax income | 240,000 | 469,000 | 738,000 | 560,000 |
| Income tax | 2,000 | 6,000 | 9,000 | 13,000 |
| Net income | 238,000 | 463,000 | 729,000 | 547,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,370,000 | 8,548,000 | 8,748,000 | 8,534,000 |
| Total capital | 8,620,000 | 8,810,000 | 9,010,000 | 8,782,000 |
| Risk-weighted assets | 28,056,000 | 28,274,000 | 28,934,000 | 30,171,000 |