Call reports 2008
ALTON BANK — 2008
What ALTON BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 48,115,000 | 47,818,000 | 45,293,000 | 45,573,000 |
| Total loans | 24,644,000 | 26,839,000 | 27,427,000 | 27,946,000 |
| Allowance for loan losses | 241,000 | 221,000 | 220,000 | 217,000 |
| Securities available for sale | 4,402,000 | 2,346,000 | 2,341,000 | 2,358,000 |
| Securities held to maturity | 16,341,000 | 14,550,000 | 13,542,000 | 13,133,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,193,000 | 39,764,000 | 37,033,000 | 37,112,000 |
| Interest-bearing deposits | 33,820,000 | 32,546,000 | 31,060,000 | 30,831,000 |
| Noninterest-bearing deposits | 6,373,000 | 7,218,000 | 5,973,000 | 6,281,000 |
| Equity capital | 7,733,000 | 7,883,000 | 8,049,000 | 8,248,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 758,000 | 1,473,000 | 2,181,000 | 2,881,000 |
| Interest expense | 292,000 | 549,000 | 770,000 | 963,000 |
| Net interest income | 466,000 | 924,000 | 1,411,000 | 1,918,000 |
| Noninterest income | 61,000 | 120,000 | 186,000 | 241,000 |
| Noninterest expense | 299,000 | 591,000 | 942,000 | 1,290,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 235,000 | 470,000 | 680,000 | 894,000 |
| Income tax | 13,000 | 27,000 | 40,000 | 28,000 |
| Net income | 222,000 | 443,000 | 640,000 | 866,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,680,000 | 7,877,000 | 8,038,000 | 8,210,000 |
| Total capital | 7,921,000 | 8,098,000 | 8,258,000 | 8,427,000 |
| Risk-weighted assets | 26,116,000 | 27,857,000 | 27,484,000 | 27,588,000 |
Machine access — free, no API key
Every figure shown here about ALTON BANK — 2008 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.