Call reports 2007
ALTON BANK — 2007
What ALTON BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 45,683,000 | 44,796,000 | 43,077,000 | 46,008,000 |
| Total loans | 21,737,000 | 21,735,000 | 23,866,000 | 24,264,000 |
| Allowance for loan losses | 243,000 | 244,000 | 237,000 | 240,000 |
| Securities available for sale | 7,196,000 | 5,263,000 | 3,311,000 | 3,039,000 |
| Securities held to maturity | 11,047,000 | 14,122,000 | 13,444,000 | 12,272,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,344,000 | 37,454,000 | 35,475,000 | 38,324,000 |
| Interest-bearing deposits | 32,122,000 | 31,383,000 | 29,625,000 | 32,142,000 |
| Noninterest-bearing deposits | 6,222,000 | 6,071,000 | 5,850,000 | 6,182,000 |
| Equity capital | 7,139,000 | 7,154,000 | 7,377,000 | 7,539,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 736,000 | 1,502,000 | 2,268,000 | 3,019,000 |
| Interest expense | 316,000 | 635,000 | 946,000 | 1,231,000 |
| Net interest income | 420,000 | 867,000 | 1,322,000 | 1,788,000 |
| Noninterest income | 57,000 | 119,000 | 178,000 | 242,000 |
| Noninterest expense | 287,000 | 575,000 | 857,000 | 1,130,000 |
| Provision for loan losses | 0 | 0 | 0 | 15,000 |
| Pretax income | 190,000 | 411,000 | 646,000 | 888,000 |
| Income tax | 17,000 | 32,000 | 47,000 | 61,000 |
| Net income | 173,000 | 379,000 | 599,000 | 827,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,149,000 | 7,175,000 | 7,365,000 | 7,513,000 |
| Total capital | 7,392,000 | 7,419,000 | 7,602,000 | 7,753,000 |
| Risk-weighted assets | 23,542,000 | 23,450,000 | 24,633,000 | 25,340,000 |