Call reports 2002
ALTON BANK — 2002
What ALTON BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 37,593,000 | 37,047,000 | 37,293,000 | 38,719,000 |
| Total loans | 17,600,000 | 18,528,000 | 18,626,000 | 18,374,000 |
| Allowance for loan losses | 191,000 | 145,000 | 161,000 | 175,000 |
| Securities available for sale | 2,855,000 | 3,390,000 | 2,419,000 | 2,845,000 |
| Securities held to maturity | 15,718,000 | 13,516,000 | 13,302,000 | 13,453,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,592,000 | 31,136,000 | 31,179,000 | 32,628,000 |
| Interest-bearing deposits | 27,991,000 | 27,467,000 | 27,653,000 | 28,815,000 |
| Noninterest-bearing deposits | 3,601,000 | 3,669,000 | 3,526,000 | 3,813,000 |
| Equity capital | 5,697,000 | 5,769,000 | 5,906,000 | 5,985,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 572,000 | 1,141,000 | 1,716,000 | 2,275,000 |
| Interest expense | 243,000 | 463,000 | 649,000 | 823,000 |
| Net interest income | 329,000 | 678,000 | 1,067,000 | 1,452,000 |
| Noninterest income | 38,000 | 85,000 | 126,000 | 165,000 |
| Noninterest expense | 220,000 | 437,000 | 655,000 | 877,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 132,000 | 296,000 | 493,000 | 680,000 |
| Income tax | 27,000 | 70,000 | 126,000 | 162,000 |
| Net income | 105,000 | 226,000 | 367,000 | 518,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,707,000 | 5,756,000 | 5,897,000 | 5,985,000 |
| Total capital | 5,898,000 | 5,901,000 | 6,058,000 | 6,160,000 |
| Risk-weighted assets | 24,560,000 | 25,320,000 | 25,128,000 | 25,201,000 |