Call reports 2001
ALTON BANK — 2001
What ALTON BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 33,777,000 | 34,899,000 | 35,670,000 | 37,875,000 |
| Total loans | 18,390,000 | 18,353,000 | 17,977,000 | 16,974,000 |
| Allowance for loan losses | 144,000 | 113,000 | 167,000 | 181,000 |
| Securities available for sale | 277,000 | 276,000 | 918,000 | 2,369,000 |
| Securities held to maturity | 12,380,000 | 13,204,000 | 13,280,000 | 13,963,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,905,000 | 29,076,000 | 29,795,000 | 32,050,000 |
| Interest-bearing deposits | 24,252,000 | 25,355,000 | 26,404,000 | 28,512,000 |
| Noninterest-bearing deposits | 3,653,000 | 3,721,000 | 3,391,000 | 3,538,000 |
| Equity capital | 5,586,000 | 5,616,000 | 5,638,000 | 5,674,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 644,000 | 1,279,000 | 1,921,000 | 2,523,000 |
| Interest expense | 313,000 | 609,000 | 899,000 | 1,161,000 |
| Net interest income | 331,000 | 670,000 | 1,022,000 | 1,362,000 |
| Noninterest income | 45,000 | 87,000 | 128,000 | 167,000 |
| Noninterest expense | 203,000 | 441,000 | 647,000 | 855,000 |
| Provision for loan losses | 6,000 | 17,000 | 69,000 | 84,000 |
| Pretax income | 167,000 | 299,000 | 434,000 | 590,000 |
| Income tax | 39,000 | 45,000 | 70,000 | 103,000 |
| Net income | 128,000 | 254,000 | 364,000 | 487,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,580,000 | 5,610,000 | 5,638,000 | 5,674,000 |
| Total capital | 5,724,000 | 5,723,000 | 5,805,000 | 5,855,000 |
| Risk-weighted assets | 25,125,000 | 25,895,000 | 35,854,000 | 25,632,000 |