Call reports 2025
AMERICAN BANK — 2025
What AMERICAN BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 1,005,824,000 | 1,017,803,000 | 1,035,305,000 | 1,077,045,000 |
| Total loans | 820,629,000 | 822,507,000 | 838,873,000 | 847,316,000 |
| Allowance for loan losses | 8,127,000 | 7,687,000 | 7,758,000 | 7,783,000 |
| Securities available for sale | 58,006,000 | 62,177,000 | 95,114,000 | 135,416,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 4,620,000 | 4,177,000 | 3,956,000 | 3,750,000 |
| Total deposits | 811,787,000 | 822,091,000 | 852,158,000 | 896,776,000 |
| Interest-bearing deposits | 729,677,000 | 746,871,000 | 778,824,000 | 814,390,000 |
| Noninterest-bearing deposits | 82,110,000 | 75,220,000 | 73,334,000 | 82,386,000 |
| Equity capital | 105,993,000 | 109,692,000 | 112,204,000 | 110,013,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 13,021,000 | 26,460,000 | 40,755,000 | 55,273,000 |
| Interest expense | 6,168,000 | 12,501,000 | 19,267,000 | 26,002,000 |
| Net interest income | 6,853,000 | 13,959,000 | 21,488,000 | 29,271,000 |
| Noninterest income | 695,000 | 2,175,000 | 3,402,000 | 4,662,000 |
| Noninterest expense | 3,798,000 | 7,635,000 | 12,069,000 | 16,213,000 |
| Provision for loan losses | 492,000 | 51,000 | 122,000 | 148,000 |
| Pretax income | 3,128,000 | 8,328,000 | 12,660,000 | 17,527,000 |
| Income tax | 624,000 | 1,677,000 | 2,548,000 | 3,527,000 |
| Net income | 2,504,000 | 6,651,000 | 10,112,000 | 14,000,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 106,068,000 | 109,637,000 | 111,747,000 | 109,285,000 |
| Total capital | 114,775,000 | 117,894,000 | 119,995,000 | 117,564,000 |
| Risk-weighted assets | 877,113,000 | 874,587,000 | 888,013,000 | 889,441,000 |