Call reports 2024
AMERICAN BANK — 2024
What AMERICAN BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 899,144,000 | 920,517,000 | 946,392,000 | 986,404,000 |
| Total loans | 756,341,000 | 763,961,000 | 813,031,000 | 806,197,000 |
| Allowance for loan losses | 7,531,000 | 7,259,000 | 8,192,000 | 7,591,000 |
| Securities available for sale | 72,423,000 | 71,726,000 | 63,624,000 | 61,633,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 5,746,000 | 5,797,000 | 4,137,000 | 5,468,000 |
| Total deposits | 706,708,000 | 736,406,000 | 753,812,000 | 793,908,000 |
| Interest-bearing deposits | 624,136,000 | 646,994,000 | 671,587,000 | 710,587,000 |
| Noninterest-bearing deposits | 82,572,000 | 89,412,000 | 82,225,000 | 83,321,000 |
| Equity capital | 104,053,000 | 105,403,000 | 106,268,000 | 103,313,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 10,876,000 | 22,116,000 | 34,196,000 | 47,034,000 |
| Interest expense | 5,195,000 | 10,492,000 | 16,233,000 | 22,433,000 |
| Net interest income | 5,681,000 | 11,624,000 | 17,963,000 | 24,601,000 |
| Noninterest income | 496,000 | 863,000 | 1,362,000 | 2,414,000 |
| Noninterest expense | 3,564,000 | 7,017,000 | 10,473,000 | 14,471,000 |
| Provision for loan losses | 122,000 | -155,000 | 778,000 | 250,000 |
| Pretax income | 2,604,000 | 5,690,000 | 8,072,000 | 12,330,000 |
| Income tax | 520,000 | 1,131,000 | 1,601,000 | 2,456,000 |
| Net income | 2,084,000 | 4,559,000 | 6,471,000 | 9,874,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 105,114,000 | 106,197,000 | 106,610,000 | 103,664,000 |
| Total capital | 113,018,000 | 113,878,000 | 115,290,000 | 111,705,000 |
| Risk-weighted assets | 823,977,000 | 825,510,000 | 862,644,000 | 870,942,000 |