Call reports 2023
AMERICAN BANK — 2023
What AMERICAN BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 909,185,000 | 923,986,000 | 883,625,000 | 918,643,000 |
| Total loans | 682,659,000 | 709,902,000 | 717,247,000 | 740,383,000 |
| Allowance for loan losses | 7,687,000 | 7,315,000 | 7,056,000 | 7,409,000 |
| Securities available for sale | 165,384,000 | 142,458,000 | 104,745,000 | 92,646,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 5,794,000 | 6,732,000 | 7,086,000 | 5,043,000 |
| Total deposits | 695,534,000 | 682,068,000 | 664,100,000 | 702,494,000 |
| Interest-bearing deposits | 579,106,000 | 570,234,000 | 561,116,000 | 608,811,000 |
| Noninterest-bearing deposits | 116,428,000 | 111,834,000 | 102,984,000 | 93,683,000 |
| Equity capital | 86,617,000 | 87,291,000 | 90,212,000 | 102,197,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 9,208,000 | 18,906,000 | 29,051,000 | 39,492,000 |
| Interest expense | 3,023,000 | 6,817,000 | 11,158,000 | 16,025,000 |
| Net interest income | 6,185,000 | 12,089,000 | 17,893,000 | 23,467,000 |
| Noninterest income | 501,000 | 972,000 | 1,423,000 | 1,956,000 |
| Noninterest expense | 3,348,000 | 6,892,000 | 10,322,000 | 13,646,000 |
| Provision for loan losses | 131,000 | -240,000 | -500,000 | -147,000 |
| Pretax income | 3,155,000 | 6,340,000 | 9,318,000 | 11,911,000 |
| Income tax | 638,000 | 1,279,000 | 1,877,000 | 2,392,000 |
| Net income | 2,517,000 | 5,061,000 | 7,441,000 | 9,519,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 89,488,000 | 89,982,000 | 92,450,000 | 103,579,000 |
| Total capital | 97,725,000 | 97,840,000 | 100,155,000 | 111,474,000 |
| Risk-weighted assets | 785,532,000 | 801,334,000 | 804,083,000 | 815,234,000 |