Call reports 2022
AMERICAN BANK — 2022
What AMERICAN BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 877,897,000 | 886,865,000 | 934,857,000 | 926,473,000 |
| Total loans | 634,591,000 | 640,692,000 | 646,305,000 | 662,720,000 |
| Allowance for loan losses | 8,737,000 | 8,758,000 | 8,766,000 | 8,911,000 |
| Securities available for sale | 146,888,000 | 177,600,000 | 222,194,000 | 200,453,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 2,790,000 | 4,926,000 | 7,217,000 | 6,975,000 |
| Total deposits | 681,490,000 | 682,221,000 | 697,433,000 | 668,002,000 |
| Interest-bearing deposits | 563,775,000 | 564,646,000 | 584,911,000 | 548,485,000 |
| Noninterest-bearing deposits | 117,715,000 | 117,575,000 | 112,522,000 | 119,517,000 |
| Equity capital | 80,379,000 | 81,166,000 | 81,638,000 | 83,930,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 6,425,000 | 13,364,000 | 21,393,000 | 30,285,000 |
| Interest expense | 1,266,000 | 2,558,000 | 4,137,000 | 6,458,000 |
| Net interest income | 5,159,000 | 10,806,000 | 17,256,000 | 23,827,000 |
| Noninterest income | 459,000 | 889,000 | 1,336,000 | 1,678,000 |
| Noninterest expense | 2,915,000 | 5,857,000 | 8,846,000 | 12,177,000 |
| Provision for loan losses | 222,000 | 243,000 | 243,000 | 388,000 |
| Pretax income | 2,481,000 | 5,595,000 | 9,503,000 | 12,940,000 |
| Income tax | 496,000 | 1,128,000 | 1,922,000 | 2,615,000 |
| Net income | 1,985,000 | 4,467,000 | 7,581,000 | 10,325,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 81,818,000 | 83,401,000 | 85,589,000 | 87,409,000 |
| Total capital | 90,533,000 | 92,310,000 | 94,505,000 | 96,483,000 |
| Risk-weighted assets | 697,057,000 | 719,429,000 | 749,243,000 | 762,123,000 |