Call reports 2021
AMERICAN BANK — 2021
What AMERICAN BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 774,880,000 | 796,238,000 | 798,613,000 | 848,173,000 |
| Total loans | 612,305,000 | 619,339,000 | 632,494,000 | 616,079,000 |
| Allowance for loan losses | 8,059,000 | 8,268,000 | 8,429,000 | 8,515,000 |
| Securities available for sale | 55,988,000 | 58,716,000 | 68,049,000 | 77,841,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 810,000 | 876,000 | 1,090,000 | 1,106,000 |
| Total deposits | 598,380,000 | 614,742,000 | 613,234,000 | 661,217,000 |
| Interest-bearing deposits | 500,106,000 | 519,770,000 | 527,565,000 | 547,092,000 |
| Noninterest-bearing deposits | 98,274,000 | 94,972,000 | 85,669,000 | 114,125,000 |
| Equity capital | 77,205,000 | 77,727,000 | 79,602,000 | 81,448,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 6,798,000 | 13,215,000 | 20,083,000 | 27,348,000 |
| Interest expense | 1,326,000 | 2,602,000 | 3,904,000 | 5,198,000 |
| Net interest income | 5,472,000 | 10,613,000 | 16,179,000 | 22,150,000 |
| Noninterest income | 616,000 | 1,145,000 | 1,871,000 | 2,417,000 |
| Noninterest expense | 2,671,000 | 5,391,000 | 8,035,000 | 10,843,000 |
| Provision for loan losses | 71,000 | 274,000 | 436,000 | 521,000 |
| Pretax income | 3,346,000 | 6,093,000 | 9,579,000 | 13,203,000 |
| Income tax | 686,000 | 1,243,000 | 1,954,000 | 2,691,000 |
| Net income | 2,660,000 | 4,850,000 | 7,625,000 | 10,512,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 76,680,000 | 77,371,000 | 79,297,000 | 81,333,000 |
| Total capital | 84,339,000 | 85,323,000 | 87,559,000 | 89,732,000 |
| Risk-weighted assets | 612,234,000 | 635,687,000 | 660,668,000 | 671,694,000 |