Call reports 2020
AMERICAN BANK — 2020
What AMERICAN BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 671,007,000 | 712,221,000 | 720,346,000 | 733,316,000 |
| Total loans | 529,283,000 | 597,748,000 | 620,339,000 | 596,635,000 |
| Allowance for loan losses | 7,111,000 | 7,145,000 | 7,719,000 | 7,988,000 |
| Securities available for sale | 57,164,000 | 53,402,000 | 54,058,000 | 55,302,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 720,000 | 893,000 | 1,017,000 | 783,000 |
| Total deposits | 496,917,000 | 540,018,000 | 540,912,000 | 551,158,000 |
| Interest-bearing deposits | 444,601,000 | 460,709,000 | 460,174,000 | 472,765,000 |
| Noninterest-bearing deposits | 52,316,000 | 79,309,000 | 80,738,000 | 78,393,000 |
| Equity capital | 70,368,000 | 71,512,000 | 73,447,000 | 75,547,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 6,405,000 | 12,482,000 | 19,333,000 | 26,732,000 |
| Interest expense | 1,824,000 | 3,413,000 | 4,941,000 | 6,393,000 |
| Net interest income | 4,581,000 | 9,069,000 | 14,392,000 | 20,339,000 |
| Noninterest income | 530,000 | 928,000 | 1,911,000 | 2,457,000 |
| Noninterest expense | 2,479,000 | 5,096,000 | 7,496,000 | 10,103,000 |
| Provision for loan losses | 21,000 | 55,000 | 629,000 | 969,000 |
| Pretax income | 2,611,000 | 4,846,000 | 8,178,000 | 11,724,000 |
| Income tax | 527,000 | 976,000 | 1,578,000 | 2,301,000 |
| Net income | 2,084,000 | 3,870,000 | 6,600,000 | 9,423,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 70,531,000 | 71,468,000 | 73,348,000 | 75,320,000 |
| Total capital | 77,725,000 | 78,604,000 | 80,838,000 | 82,995,000 |
| Risk-weighted assets | 575,482,000 | 570,778,000 | 598,852,000 | 613,574,000 |