Call reports 2019
AMERICAN BANK — 2019
What AMERICAN BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 635,838,000 | 636,580,000 | 649,790,000 | 640,427,000 |
| Total loans | 512,731,000 | 517,861,000 | 514,263,000 | 524,959,000 |
| Allowance for loan losses | 6,754,000 | 6,766,000 | 6,766,000 | 6,800,000 |
| Securities available for sale | 60,820,000 | 56,234,000 | 59,771,000 | 60,014,000 |
| Securities held to maturity | 5,000 | 5,000 | 5,000 | 5,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 480,022,000 | 477,587,000 | 492,097,000 | 478,476,000 |
| Interest-bearing deposits | 430,054,000 | 424,657,000 | 435,591,000 | 428,681,000 |
| Noninterest-bearing deposits | 49,968,000 | 52,930,000 | 56,506,000 | 49,795,000 |
| Equity capital | 65,491,000 | 66,937,000 | 67,672,000 | 68,979,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 6,239,000 | 12,738,000 | 19,389,000 | 25,889,000 |
| Interest expense | 1,572,000 | 3,300,000 | 5,194,000 | 7,059,000 |
| Net interest income | 4,667,000 | 9,438,000 | 14,195,000 | 18,830,000 |
| Noninterest income | 298,000 | 656,000 | 995,000 | 1,370,000 |
| Noninterest expense | 2,228,000 | 4,660,000 | 7,005,000 | 9,381,000 |
| Provision for loan losses | 149,000 | 161,000 | 161,000 | 205,000 |
| Pretax income | 2,588,000 | 5,273,000 | 8,024,000 | 10,614,000 |
| Income tax | 533,000 | 1,079,000 | 1,638,000 | 2,161,000 |
| Net income | 2,055,000 | 4,194,000 | 6,386,000 | 8,453,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 65,349,000 | 66,638,000 | 67,331,000 | 68,648,000 |
| Total capital | 72,190,000 | 73,492,000 | 74,197,000 | 75,540,000 |
| Risk-weighted assets | 560,334,000 | 566,671,000 | 569,997,000 | 570,747,000 |