Call reports 2018
AMERICAN BANK — 2018
What AMERICAN BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 598,885,000 | 642,492,000 | 636,331,000 | 620,822,000 |
| Total loans | 474,721,000 | 483,438,000 | 495,066,000 | 500,614,000 |
| Allowance for loan losses | 6,341,000 | 6,441,000 | 6,497,000 | 6,605,000 |
| Securities available for sale | 58,038,000 | 66,660,000 | 64,005,000 | 61,543,000 |
| Securities held to maturity | 1,005,000 | 1,005,000 | 5,000 | 5,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 442,297,000 | 480,132,000 | 471,397,000 | 469,346,000 |
| Interest-bearing deposits | 403,036,000 | 431,577,000 | 425,362,000 | 424,005,000 |
| Noninterest-bearing deposits | 39,261,000 | 48,555,000 | 46,035,000 | 45,341,000 |
| Equity capital | 61,238,000 | 61,922,000 | 62,858,000 | 64,282,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 5,559,000 | 11,434,000 | 17,618,000 | 23,910,000 |
| Interest expense | 1,213,000 | 2,686,000 | 4,249,000 | 5,753,000 |
| Net interest income | 4,346,000 | 8,748,000 | 13,369,000 | 18,157,000 |
| Noninterest income | 206,000 | 412,000 | 660,000 | 1,194,000 |
| Noninterest expense | 2,480,000 | 4,809,000 | 7,143,000 | 9,707,000 |
| Provision for loan losses | 127,000 | 327,000 | 383,000 | 491,000 |
| Pretax income | 1,945,000 | 4,024,000 | 6,503,000 | 9,153,000 |
| Income tax | 429,000 | 846,000 | 1,347,000 | 1,883,000 |
| Net income | 1,516,000 | 3,178,000 | 5,156,000 | 7,270,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 61,331,000 | 62,018,000 | 62,996,000 | 64,285,000 |
| Total capital | 67,672,000 | 68,459,000 | 69,574,000 | 70,973,000 |
| Risk-weighted assets | 522,639,000 | 545,478,000 | 554,655,000 | 548,394,000 |