Call reports 2017
AMERICAN BANK — 2017
What AMERICAN BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 560,694,000 | 574,102,000 | 569,107,000 | 579,563,000 |
| Total loans | 441,876,000 | 438,689,000 | 437,226,000 | 465,059,000 |
| Allowance for loan losses | 6,087,000 | 6,084,000 | 6,080,000 | 6,214,000 |
| Securities available for sale | 66,648,000 | 69,602,000 | 68,010,000 | 61,178,000 |
| Securities held to maturity | 1,005,000 | 1,005,000 | 1,005,000 | 1,005,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 418,009,000 | 423,073,000 | 414,075,000 | 426,433,000 |
| Interest-bearing deposits | 404,790,000 | 380,425,000 | 370,787,000 | 383,913,000 |
| Noninterest-bearing deposits | 13,219,000 | 42,648,000 | 43,288,000 | 42,520,000 |
| Equity capital | 59,501,000 | 60,364,000 | 60,711,000 | 60,567,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 5,162,000 | 10,403,000 | 15,904,000 | 22,034,000 |
| Interest expense | 1,096,000 | 2,283,000 | 3,517,000 | 4,698,000 |
| Net interest income | 4,066,000 | 8,120,000 | 12,387,000 | 17,336,000 |
| Noninterest income | 217,000 | 437,000 | 668,000 | 908,000 |
| Noninterest expense | 2,201,000 | 4,442,000 | 6,584,000 | 9,044,000 |
| Provision for loan losses | 13,000 | 13,000 | 13,000 | 265,000 |
| Pretax income | 2,069,000 | 4,102,000 | 6,458,000 | 10,243,000 |
| Income tax | 673,000 | 1,330,000 | 2,093,000 | 4,117,000 |
| Net income | 1,396,000 | 2,772,000 | 4,365,000 | 6,126,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 56,133,000 | 57,302,000 | 58,129,000 | 60,565,000 |
| Total capital | 62,221,000 | 63,386,000 | 64,209,000 | 66,779,000 |
| Risk-weighted assets | 499,448,000 | 505,324,000 | 500,245,000 | 514,834,000 |