Call reports 2016
AMERICAN BANK — 2016
What AMERICAN BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 570,258,000 | 557,824,000 | 555,767,000 | 556,001,000 |
| Total loans | 416,305,000 | 414,153,000 | 437,419,000 | 446,481,000 |
| Allowance for loan losses | 5,871,000 | 5,941,000 | 5,936,000 | 6,092,000 |
| Securities available for sale | 72,266,000 | 63,722,000 | 65,304,000 | 64,653,000 |
| Securities held to maturity | 1,005,000 | 1,005,000 | 1,005,000 | 1,005,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 426,230,000 | 422,434,000 | 411,072,000 | 408,701,000 |
| Interest-bearing deposits | 416,642,000 | 409,554,000 | 398,578,000 | 397,088,000 |
| Noninterest-bearing deposits | 9,588,000 | 12,880,000 | 12,494,000 | 11,613,000 |
| Equity capital | 56,224,000 | 57,305,000 | 58,281,000 | 58,701,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 4,932,000 | 9,831,000 | 14,902,000 | 20,114,000 |
| Interest expense | 1,153,000 | 2,295,000 | 3,426,000 | 4,534,000 |
| Net interest income | 3,779,000 | 7,536,000 | 11,476,000 | 15,580,000 |
| Noninterest income | 48,000 | 274,000 | 531,000 | 804,000 |
| Noninterest expense | 1,998,000 | 4,045,000 | 6,143,000 | 8,286,000 |
| Provision for loan losses | 309,000 | 379,000 | 379,000 | 945,000 |
| Pretax income | 1,520,000 | 3,388,000 | 5,488,000 | 7,156,000 |
| Income tax | 467,000 | 1,054,000 | 1,720,000 | 2,250,000 |
| Net income | 1,053,000 | 2,334,000 | 3,768,000 | 4,906,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 53,602,000 | 54,331,000 | 55,221,000 | 55,730,000 |
| Total capital | 59,473,000 | 60,272,000 | 61,157,000 | 61,822,000 |
| Risk-weighted assets | 479,524,000 | 478,378,000 | 497,197,000 | 500,434,000 |