Call reports 2015
AMERICAN BANK — 2015
What AMERICAN BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 525,585,000 | 532,827,000 | 553,272,000 | 548,523,000 |
| Total loans | 377,012,000 | 394,529,000 | 397,199,000 | 399,615,000 |
| Allowance for loan losses | 5,311,000 | 5,597,000 | 5,597,000 | 5,562,000 |
| Securities available for sale | 74,450,000 | 71,813,000 | 67,797,000 | 63,394,000 |
| Securities held to maturity | 1,711,000 | 1,706,000 | 1,005,000 | 1,005,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 380,179,000 | 389,516,000 | 395,786,000 | 403,711,000 |
| Interest-bearing deposits | 366,239,000 | 377,669,000 | 384,669,000 | 392,376,000 |
| Noninterest-bearing deposits | 13,940,000 | 11,847,000 | 11,117,000 | 11,335,000 |
| Equity capital | 54,631,000 | 54,739,000 | 55,863,000 | 55,992,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 4,672,000 | 9,258,000 | 14,120,000 | 18,857,000 |
| Interest expense | 1,093,000 | 2,215,000 | 3,425,000 | 4,644,000 |
| Net interest income | 3,579,000 | 7,043,000 | 10,695,000 | 14,213,000 |
| Noninterest income | 192,000 | 386,000 | 603,000 | 837,000 |
| Noninterest expense | 1,986,000 | 4,085,000 | 6,090,000 | 8,177,000 |
| Provision for loan losses | 199,000 | 606,000 | 606,000 | 458,000 |
| Pretax income | 1,586,000 | 2,738,000 | 4,733,000 | 6,546,000 |
| Income tax | 493,000 | 832,000 | 1,465,000 | 2,032,000 |
| Net income | 1,093,000 | 1,906,000 | 3,268,000 | 4,514,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 51,346,000 | 51,169,000 | 52,463,000 | 53,642,000 |
| Total capital | 56,620,000 | 56,669,000 | 57,970,000 | 59,204,000 |
| Risk-weighted assets | 420,113,000 | 438,200,000 | 439,068,000 | 449,688,000 |