Call reports 2014
AMERICAN BANK — 2014
What AMERICAN BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 508,458,000 | 517,866,000 | 514,759,000 | 523,709,000 |
| Total loans | 341,730,000 | 345,178,000 | 361,111,000 | 373,645,000 |
| Allowance for loan losses | 4,762,000 | 4,820,000 | 4,915,000 | 5,287,000 |
| Securities available for sale | 97,208,000 | 100,268,000 | 91,693,000 | 79,881,000 |
| Securities held to maturity | 2,414,000 | 2,388,000 | 1,729,000 | 1,718,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 371,790,000 | 371,522,000 | 365,691,000 | 375,499,000 |
| Interest-bearing deposits | 362,623,000 | 361,007,000 | 353,125,000 | 365,104,000 |
| Noninterest-bearing deposits | 9,167,000 | 10,515,000 | 12,566,000 | 10,395,000 |
| Equity capital | 51,388,000 | 52,524,000 | 53,100,000 | 53,891,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 4,428,000 | 8,858,000 | 13,372,000 | 17,982,000 |
| Interest expense | 1,086,000 | 2,163,000 | 3,242,000 | 4,340,000 |
| Net interest income | 3,342,000 | 6,695,000 | 10,130,000 | 13,642,000 |
| Noninterest income | 184,000 | 384,000 | 557,000 | 778,000 |
| Noninterest expense | 1,871,000 | 3,640,000 | 5,484,000 | 7,426,000 |
| Provision for loan losses | 0 | 60,000 | 155,000 | 534,000 |
| Pretax income | 1,655,000 | 3,379,000 | 5,191,000 | 6,603,000 |
| Income tax | 514,000 | 1,049,000 | 1,613,000 | 2,035,000 |
| Net income | 1,141,000 | 2,330,000 | 3,578,000 | 4,568,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,651,000 | 50,546,000 | 51,043,000 | 52,033,000 |
| Total capital | 54,413,000 | 55,366,000 | 55,958,000 | 57,320,000 |
| Risk-weighted assets | 398,839,000 | 403,406,000 | 415,010,000 | 423,242,000 |