Call reports 2013
AMERICAN BANK — 2013
What AMERICAN BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 522,324,000 | 511,666,000 | 512,004,000 | 526,743,000 |
| Total loans | 324,195,000 | 331,641,000 | 332,607,000 | 344,044,000 |
| Allowance for loan losses | 4,518,000 | 4,610,000 | 4,623,000 | 4,759,000 |
| Securities available for sale | 102,403,000 | 95,908,000 | 95,317,000 | 97,469,000 |
| Securities held to maturity | 3,173,000 | 2,856,000 | 2,430,000 | 2,421,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 391,054,000 | 382,485,000 | 373,452,000 | 379,751,000 |
| Interest-bearing deposits | 383,742,000 | 374,440,000 | 365,547,000 | 370,652,000 |
| Noninterest-bearing deposits | 7,312,000 | 8,045,000 | 7,905,000 | 9,099,000 |
| Equity capital | 50,170,000 | 50,274,000 | 49,752,000 | 50,847,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 4,573,000 | 9,160,000 | 13,921,000 | 18,269,000 |
| Interest expense | 1,233,000 | 2,401,000 | 3,547,000 | 4,675,000 |
| Net interest income | 3,340,000 | 6,759,000 | 10,374,000 | 13,594,000 |
| Noninterest income | 234,000 | 463,000 | 689,000 | 872,000 |
| Noninterest expense | 1,792,000 | 3,500,000 | 5,143,000 | 6,885,000 |
| Provision for loan losses | 54,000 | 85,000 | 96,000 | 232,000 |
| Pretax income | 1,728,000 | 3,637,000 | 5,824,000 | 7,206,000 |
| Income tax | 539,000 | 1,138,000 | 1,836,000 | 2,264,000 |
| Net income | 1,189,000 | 2,499,000 | 3,988,000 | 4,942,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,907,000 | 50,718,000 | 49,656,000 | 50,061,000 |
| Total capital | 54,425,000 | 55,328,000 | 54,279,000 | 54,820,000 |
| Risk-weighted assets | 386,004,000 | 388,516,000 | 391,336,000 | 402,734,000 |