Call reports 2012
AMERICAN BANK — 2012
What AMERICAN BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 535,200,000 | 509,033,000 | 515,478,000 | 528,476,000 |
| Total loans | 307,963,000 | 306,086,000 | 314,959,000 | 315,132,000 |
| Allowance for loan losses | 4,404,000 | 4,417,000 | 4,521,000 | 4,462,000 |
| Securities available for sale | 99,665,000 | 102,163,000 | 109,039,000 | 109,771,000 |
| Securities held to maturity | 4,988,000 | 4,955,000 | 4,947,000 | 4,325,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 408,066,000 | 379,932,000 | 387,173,000 | 400,044,000 |
| Interest-bearing deposits | 399,021,000 | 371,820,000 | 379,162,000 | 391,677,000 |
| Noninterest-bearing deposits | 9,045,000 | 8,112,000 | 8,011,000 | 8,367,000 |
| Equity capital | 49,448,000 | 51,700,000 | 49,951,000 | 50,841,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 4,928,000 | 9,604,000 | 14,401,000 | 19,000,000 |
| Interest expense | 1,434,000 | 2,800,000 | 4,154,000 | 5,460,000 |
| Net interest income | 3,494,000 | 6,804,000 | 10,247,000 | 13,540,000 |
| Noninterest income | 269,000 | 510,000 | 767,000 | 1,069,000 |
| Noninterest expense | 1,674,000 | 3,351,000 | 5,052,000 | 6,812,000 |
| Provision for loan losses | 21,000 | 22,000 | 103,000 | 103,000 |
| Pretax income | 2,068,000 | 4,654,000 | 6,590,000 | 8,471,000 |
| Income tax | 643,000 | 1,474,000 | 2,086,000 | 2,667,000 |
| Net income | 1,425,000 | 3,180,000 | 4,504,000 | 5,804,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 50,091,000 | 51,847,000 | 50,022,000 | 50,721,000 |
| Total capital | 54,515,000 | 56,303,000 | 54,548,000 | 55,183,000 |
| Risk-weighted assets | 374,884,000 | 373,339,000 | 382,031,000 | 379,449,000 |