Call reports 2011
AMERICAN BANK — 2011
What AMERICAN BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 506,362,000 | 497,853,000 | 483,405,000 | 498,784,000 |
| Total loans | 297,392,000 | 301,717,000 | 306,740,000 | 304,592,000 |
| Allowance for loan losses | 4,195,000 | 4,222,000 | 4,271,000 | 4,379,000 |
| Securities available for sale | 94,650,000 | 94,444,000 | 85,788,000 | 92,121,000 |
| Securities held to maturity | 6,053,000 | 6,015,000 | 5,485,000 | 5,411,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 380,502,000 | 370,402,000 | 360,014,000 | 372,481,000 |
| Interest-bearing deposits | 371,468,000 | 361,340,000 | 352,309,000 | 365,213,000 |
| Noninterest-bearing deposits | 9,034,000 | 9,062,000 | 7,705,000 | 7,268,000 |
| Equity capital | 50,118,000 | 50,292,000 | 46,651,000 | 48,445,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 4,921,000 | 9,959,000 | 15,032,000 | 19,954,000 |
| Interest expense | 1,699,000 | 3,269,000 | 4,804,000 | 6,321,000 |
| Net interest income | 3,222,000 | 6,690,000 | 10,228,000 | 13,633,000 |
| Noninterest income | 220,000 | 438,000 | 674,000 | 913,000 |
| Noninterest expense | 1,705,000 | 3,373,000 | 4,941,000 | 6,486,000 |
| Provision for loan losses | 190,000 | 216,000 | 265,000 | 373,000 |
| Pretax income | 1,769,000 | 3,761,000 | 5,918,000 | 7,909,000 |
| Income tax | 562,000 | 1,196,000 | 1,876,000 | 2,475,000 |
| Net income | 1,207,000 | 2,565,000 | 4,042,000 | 5,434,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,869,000 | 50,078,000 | 47,929,000 | 49,317,000 |
| Total capital | 54,098,000 | 54,367,000 | 52,237,000 | 53,716,000 |
| Risk-weighted assets | 372,826,000 | 374,284,000 | 372,451,000 | 372,194,000 |