Call reports 2010
AMERICAN BANK — 2010
What AMERICAN BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 483,523,000 | 494,145,000 | 501,306,000 | 483,290,000 |
| Total loans | 314,140,000 | 307,567,000 | 308,558,000 | 306,896,000 |
| Allowance for loan losses | 4,342,000 | 4,344,000 | 4,344,000 | 4,252,000 |
| Securities available for sale | 97,079,000 | 96,547,000 | 88,482,000 | 91,295,000 |
| Securities held to maturity | 7,240,000 | 7,216,000 | 6,899,000 | 6,083,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 338,800,000 | 345,376,000 | 347,091,000 | 344,571,000 |
| Interest-bearing deposits | 334,301,000 | 338,545,000 | 340,980,000 | 338,782,000 |
| Noninterest-bearing deposits | 4,499,000 | 6,831,000 | 6,111,000 | 5,789,000 |
| Equity capital | 40,153,000 | 45,918,000 | 47,951,000 | 48,940,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 5,471,000 | 10,759,000 | 16,031,000 | 21,272,000 |
| Interest expense | 2,266,000 | 4,433,000 | 6,557,000 | 8,485,000 |
| Net interest income | 3,205,000 | 6,326,000 | 9,474,000 | 12,787,000 |
| Noninterest income | 243,000 | 491,000 | 714,000 | 995,000 |
| Noninterest expense | 1,613,000 | 3,199,000 | 4,807,000 | 6,513,000 |
| Provision for loan losses | 40,000 | 40,000 | 40,000 | 113,000 |
| Pretax income | 1,795,000 | 3,578,000 | 5,341,000 | 7,125,000 |
| Income tax | 569,000 | 1,134,000 | 1,689,000 | 2,249,000 |
| Net income | 1,226,000 | 2,444,000 | 3,652,000 | 4,876,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,707,000 | 46,893,000 | 48,055,000 | 49,312,000 |
| Total capital | 45,096,000 | 51,237,000 | 52,399,000 | 53,565,000 |
| Risk-weighted assets | 385,798,000 | 378,798,000 | 376,949,000 | 377,969,000 |