Call reports 2009
AMERICAN BANK — 2009
What AMERICAN BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 482,582,000 | 482,657,000 | 477,134,000 | 479,827,000 |
| Total loans | 312,426,000 | 306,091,000 | 312,870,000 | 317,993,000 |
| Allowance for loan losses | 4,330,000 | 4,330,000 | 4,445,000 | 4,315,000 |
| Securities available for sale | 121,335,000 | 112,689,000 | 106,007,000 | 99,585,000 |
| Securities held to maturity | 8,866,000 | 8,816,000 | 8,801,000 | 7,258,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 340,653,000 | 334,406,000 | 332,177,000 | 337,370,000 |
| Interest-bearing deposits | 333,959,000 | 328,116,000 | 327,153,000 | 332,192,000 |
| Noninterest-bearing deposits | 6,694,000 | 6,290,000 | 5,024,000 | 5,178,000 |
| Equity capital | 31,162,000 | 37,663,000 | 38,493,000 | 36,891,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 5,852,000 | 11,619,000 | 17,283,000 | 22,779,000 |
| Interest expense | 3,076,000 | 5,786,000 | 8,302,000 | 10,684,000 |
| Net interest income | 2,776,000 | 5,833,000 | 8,981,000 | 12,095,000 |
| Noninterest income | 194,000 | 414,000 | 622,000 | 985,000 |
| Noninterest expense | 1,546,000 | 3,241,000 | 4,794,000 | 6,342,000 |
| Provision for loan losses | 0 | 0 | 87,000 | 379,000 |
| Pretax income | 1,295,000 | 2,436,000 | 1,200,000 | -4,032,000 |
| Income tax | 404,000 | 757,000 | 300,000 | -1,506,000 |
| Net income | 891,000 | 1,679,000 | 900,000 | -2,526,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,404,000 | 43,693,000 | 42,913,000 | 39,480,000 |
| Total capital | 43,743,000 | 48,111,000 | 47,500,000 | 43,834,000 |
| Risk-weighted assets | 396,569,000 | 420,931,000 | 396,433,000 | 384,348,000 |