Call reports 2006
AMERICAN BANK — 2006
What AMERICAN BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 517,726,000 | 526,678,000 | 513,161,000 | 496,832,000 |
| Total loans | 311,460,000 | 318,860,000 | 321,975,000 | 323,704,000 |
| Allowance for loan losses | 3,313,000 | 3,439,000 | 3,508,000 | 3,512,000 |
| Securities available for sale | 171,341,000 | 169,614,000 | 156,269,000 | 141,164,000 |
| Securities held to maturity | 12,778,000 | 13,589,000 | 12,601,000 | 11,709,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 383,094,000 | 370,814,000 | 362,982,000 | 369,005,000 |
| Interest-bearing deposits | 372,760,000 | 362,524,000 | 355,575,000 | 361,791,000 |
| Noninterest-bearing deposits | 10,334,000 | 8,290,000 | 7,407,000 | 7,214,000 |
| Equity capital | 39,521,000 | 40,087,000 | 40,423,000 | 41,135,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 6,791,000 | 13,735,000 | 20,958,000 | 28,098,000 |
| Interest expense | 4,010,000 | 8,343,000 | 12,970,000 | 17,591,000 |
| Net interest income | 2,781,000 | 5,392,000 | 7,988,000 | 10,507,000 |
| Noninterest income | 207,000 | 419,000 | 622,000 | 834,000 |
| Noninterest expense | 1,445,000 | 2,886,000 | 4,349,000 | 5,788,000 |
| Provision for loan losses | 128,000 | 263,000 | 324,000 | 349,000 |
| Pretax income | 1,270,000 | 2,513,000 | 3,792,000 | 5,059,000 |
| Income tax | 389,000 | 766,000 | 1,157,000 | 1,459,000 |
| Net income | 881,000 | 1,747,000 | 2,635,000 | 3,600,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,584,000 | 41,451,000 | 41,039,000 | 41,503,000 |
| Total capital | 44,105,000 | 45,107,000 | 44,751,000 | 45,237,000 |
| Risk-weighted assets | 358,182,000 | 369,748,000 | 370,317,000 | 366,012,000 |