Call reports 2002
AMERICAN BANK — 2002
What AMERICAN BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 393,538,000 | 404,845,000 | 435,390,000 | 449,986,000 |
| Total loans | 134,618,000 | 132,637,000 | 133,961,000 | 136,663,000 |
| Allowance for loan losses | 1,683,000 | 1,684,000 | 1,699,000 | 1,624,000 |
| Securities available for sale | 208,690,000 | 208,811,000 | 250,700,000 | 274,081,000 |
| Securities held to maturity | 14,778,000 | 18,464,000 | 18,929,000 | 13,467,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 283,927,000 | 288,655,000 | 303,380,000 | 317,026,000 |
| Interest-bearing deposits | 270,884,000 | 271,259,000 | 286,955,000 | 307,125,000 |
| Noninterest-bearing deposits | 13,043,000 | 17,396,000 | 16,425,000 | 9,901,000 |
| Equity capital | 25,050,000 | 31,728,000 | 32,482,000 | 33,665,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 5,136,000 | 10,211,000 | 15,231,000 | 20,423,000 |
| Interest expense | 2,973,000 | 5,872,000 | 8,942,000 | 11,992,000 |
| Net interest income | 2,163,000 | 4,339,000 | 6,289,000 | 8,431,000 |
| Noninterest income | 131,000 | 273,000 | 530,000 | 845,000 |
| Noninterest expense | 1,277,000 | 2,556,000 | 3,866,000 | 5,155,000 |
| Provision for loan losses | 139,000 | 182,000 | 155,000 | 212,000 |
| Pretax income | 878,000 | 1,877,000 | 2,801,000 | 3,912,000 |
| Income tax | 289,000 | 606,000 | 861,000 | 1,190,000 |
| Net income | 589,000 | 1,271,000 | 1,940,000 | 2,722,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,127,000 | 30,831,000 | 31,600,000 | 32,282,000 |
| Total capital | 26,810,000 | 32,515,000 | 33,306,000 | 34,050,000 |
| Risk-weighted assets | 230,490,000 | 226,925,000 | 267,009,000 | 256,894,000 |