Call reports 2001
AMERICAN BANK — 2001
What AMERICAN BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 299,597,000 | 320,701,000 | 353,675,000 | 368,671,000 |
| Total loans | 124,769,000 | 137,284,000 | 138,854,000 | 137,572,000 |
| Allowance for loan losses | 1,315,000 | 1,448,000 | 1,508,000 | 1,998,000 |
| Securities available for sale | 66,704,000 | 126,707,000 | 174,299,000 | 174,623,000 |
| Securities held to maturity | 88,688,000 | 30,240,000 | 16,371,000 | 28,803,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 199,436,000 | 220,740,000 | 241,881,000 | 258,001,000 |
| Interest-bearing deposits | 187,040,000 | 208,108,000 | 228,219,000 | 244,784,000 |
| Noninterest-bearing deposits | 12,396,000 | 12,632,000 | 13,662,000 | 13,217,000 |
| Equity capital | 23,959,000 | 24,109,000 | 25,382,000 | 25,494,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 4,571,000 | 9,552,000 | 14,772,000 | 19,995,000 |
| Interest expense | 3,084,000 | 6,548,000 | 10,009,000 | 13,123,000 |
| Net interest income | 1,487,000 | 3,004,000 | 4,763,000 | 6,872,000 |
| Noninterest income | 77,000 | 204,000 | 308,000 | 488,000 |
| Noninterest expense | 1,173,000 | 2,426,000 | 3,714,000 | 5,061,000 |
| Provision for loan losses | 73,000 | 100,000 | 161,000 | 651,000 |
| Pretax income | 322,000 | 688,000 | 1,202,000 | 1,635,000 |
| Income tax | 62,000 | 128,000 | 265,000 | 297,000 |
| Net income | 260,000 | 560,000 | 937,000 | 1,338,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,526,000 | 23,785,000 | 24,159,000 | 24,560,000 |
| Total capital | 24,841,000 | 25,233,000 | 25,672,000 | 26,565,000 |
| Risk-weighted assets | 224,009,000 | 217,326,000 | 233,274,000 | 236,412,000 |