Call reports 2021
SENB BANK — 2021
What SENB BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 368,797,000 | 363,633,000 | 360,589,000 | 373,572,000 |
| Total loans | 237,945,000 | 232,244,000 | 229,493,000 | 221,847,000 |
| Allowance for loan losses | 2,740,000 | 2,745,000 | 2,841,000 | 3,045,000 |
| Securities available for sale | 62,793,000 | 66,568,000 | 67,639,000 | 68,153,000 |
| Securities held to maturity | 3,750,000 | 4,750,000 | 5,750,000 | 5,750,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 279,316,000 | 282,177,000 | 281,472,000 | 292,472,000 |
| Interest-bearing deposits | 207,759,000 | 207,276,000 | 211,564,000 | 213,121,000 |
| Noninterest-bearing deposits | 71,558,000 | 74,901,000 | 69,908,000 | 79,351,000 |
| Equity capital | 34,034,000 | 34,993,000 | 34,929,000 | 34,945,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 3,274,000 | 6,314,000 | 9,545,000 | 12,741,000 |
| Interest expense | 332,000 | 651,000 | 940,000 | 1,195,000 |
| Net interest income | 2,942,000 | 5,663,000 | 8,605,000 | 11,546,000 |
| Noninterest income | 932,000 | 1,657,000 | 2,503,000 | 3,843,000 |
| Noninterest expense | 2,944,000 | 5,365,000 | 8,242,000 | 11,139,000 |
| Provision for loan losses | 0 | 0 | 45,000 | 389,000 |
| Pretax income | 964,000 | 1,990,000 | 2,855,000 | 3,894,000 |
| Income tax | 18,000 | 31,000 | 42,000 | 53,000 |
| Net income | 946,000 | 1,959,000 | 2,813,000 | 3,841,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,647,000 | 31,220,000 | 31,468,000 | 32,099,000 |
| Total capital | 33,387,000 | 33,965,000 | 34,310,000 | 35,144,000 |
| Risk-weighted assets | 276,289,000 | 267,118,000 | 285,727,000 | 280,492,000 |