Call reports 2018
SENB BANK — 2018
What SENB BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 212,762,000 | 214,151,000 | 219,292,000 | 224,803,000 |
| Total loans | 136,814,000 | 131,098,000 | 140,115,000 | 143,611,000 |
| Allowance for loan losses | 1,104,000 | 1,196,000 | 1,264,000 | 1,283,000 |
| Securities available for sale | 63,114,000 | 63,407,000 | 60,755,000 | 59,723,000 |
| Securities held to maturity | 0 | 1,000,000 | 1,000,000 | 1,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 165,236,000 | 160,612,000 | 160,325,000 | 170,776,000 |
| Interest-bearing deposits | 130,246,000 | 122,074,000 | 123,803,000 | 132,443,000 |
| Noninterest-bearing deposits | 34,990,000 | 38,539,000 | 36,521,000 | 38,332,000 |
| Equity capital | 20,083,000 | 20,351,000 | 20,187,000 | 21,378,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,991,000 | 4,138,000 | 6,232,000 | 8,487,000 |
| Interest expense | 207,000 | 447,000 | 729,000 | 1,074,000 |
| Net interest income | 1,784,000 | 3,691,000 | 5,503,000 | 7,413,000 |
| Noninterest income | 402,000 | 943,000 | 1,503,000 | 2,083,000 |
| Noninterest expense | 1,858,000 | 3,848,000 | 5,805,000 | 7,600,000 |
| Provision for loan losses | 68,000 | 135,000 | 203,000 | 270,000 |
| Pretax income | 269,000 | 680,000 | 1,027,000 | 1,655,000 |
| Income tax | 4,000 | 8,000 | 12,000 | 17,000 |
| Net income | 265,000 | 672,000 | 1,015,000 | 1,638,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,489,000 | 21,814,000 | 22,157,000 | 22,630,000 |
| Total capital | 22,717,000 | 23,120,000 | 23,530,000 | 23,914,000 |
| Risk-weighted assets | 146,151,000 | 143,805,000 | 156,593,000 | 157,716,000 |