Call reports 2017
SENB BANK — 2017
What SENB BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 201,369,000 | 207,361,000 | 205,633,000 | 209,091,000 |
| Total loans | 112,471,000 | 123,235,000 | 125,812,000 | 129,627,000 |
| Allowance for loan losses | 1,030,000 | 1,034,000 | 1,102,000 | 1,034,000 |
| Securities available for sale | 70,085,000 | 68,367,000 | 66,319,000 | 66,228,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 158,708,000 | 163,711,000 | 161,060,000 | 162,739,000 |
| Interest-bearing deposits | 122,082,000 | 126,170,000 | 124,178,000 | 125,661,000 |
| Noninterest-bearing deposits | 36,625,000 | 37,541,000 | 36,882,000 | 37,078,000 |
| Equity capital | 20,281,000 | 20,959,000 | 21,128,000 | 21,096,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,748,000 | 3,661,000 | 5,604,000 | 7,601,000 |
| Interest expense | 152,000 | 312,000 | 491,000 | 686,000 |
| Net interest income | 1,596,000 | 3,349,000 | 5,113,000 | 6,915,000 |
| Noninterest income | 486,000 | 965,000 | 1,496,000 | 2,033,000 |
| Noninterest expense | 1,803,000 | 3,690,000 | 5,548,000 | 7,537,000 |
| Provision for loan losses | 29,000 | 57,000 | 125,000 | 192,000 |
| Pretax income | 254,000 | 687,000 | 1,062,000 | 1,353,000 |
| Income tax | 3,000 | 6,000 | 10,000 | 13,000 |
| Net income | 251,000 | 681,000 | 1,052,000 | 1,340,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,582,000 | 20,536,000 | 20,853,000 | 21,197,000 |
| Total capital | 21,746,000 | 21,704,000 | 22,083,000 | 22,360,000 |
| Risk-weighted assets | 118,178,000 | 129,086,000 | 131,273,000 | 139,531,000 |