Call reports 2001
SENB BANK — 2001
What SENB BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 130,080,000 | 127,187,000 | 129,550,000 | 128,448,000 |
| Total loans | 61,298,000 | 62,137,000 | 61,427,000 | 61,909,000 |
| Allowance for loan losses | 601,000 | 584,000 | 589,000 | 588,000 |
| Securities available for sale | 58,547,000 | 55,488,000 | 56,649,000 | 56,657,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 102,364,000 | 100,628,000 | 101,894,000 | 102,767,000 |
| Interest-bearing deposits | 87,366,000 | 86,241,000 | 87,843,000 | 87,374,000 |
| Noninterest-bearing deposits | 14,998,000 | 14,387,000 | 14,051,000 | 15,393,000 |
| Equity capital | 13,668,000 | 13,750,000 | 14,432,000 | 14,276,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,197,000 | 4,347,000 | 6,445,000 | 8,455,000 |
| Interest expense | 1,172,000 | 2,195,000 | 3,135,000 | 3,903,000 |
| Net interest income | 1,025,000 | 2,152,000 | 3,310,000 | 4,552,000 |
| Noninterest income | 138,000 | 304,000 | 474,000 | 663,000 |
| Noninterest expense | 1,017,000 | 2,058,000 | 3,123,000 | 4,150,000 |
| Provision for loan losses | 6,000 | 12,000 | 18,000 | 24,000 |
| Pretax income | 144,000 | 404,000 | 666,000 | 1,138,000 |
| Income tax | 0 | 2,000 | -13,000 | 0 |
| Net income | 144,000 | 402,000 | 679,000 | 1,138,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,817,000 | 12,955,000 | 13,114,000 | 13,452,000 |
| Total capital | 13,418,000 | 13,539,000 | 13,703,000 | 14,040,000 |
| Risk-weighted assets | 70,736,000 | 71,496,000 | 72,033,000 | 70,287,000 |