Call reports 2009
DESOTO COUNTY BANK — 2009
What DESOTO COUNTY BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 54,115,000 | 62,360,000 | 66,061,000 | 69,795,000 |
| Total loans | 45,464,000 | 50,494,000 | 56,042,000 | 59,201,000 |
| Allowance for loan losses | 818,000 | 881,000 | 853,000 | 925,000 |
| Securities available for sale | 6,162,000 | 5,673,000 | 5,853,000 | 6,073,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,025,000 | 51,344,000 | 54,986,000 | 57,264,000 |
| Interest-bearing deposits | 38,726,000 | 47,588,000 | 50,966,000 | 53,076,000 |
| Noninterest-bearing deposits | 2,299,000 | 3,755,000 | 4,020,000 | 4,188,000 |
| Equity capital | 8,302,000 | 8,266,000 | 8,258,000 | 9,836,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 737,000 | 1,551,000 | 2,488,000 | 3,492,000 |
| Interest expense | 287,000 | 595,000 | 925,000 | 1,244,000 |
| Net interest income | 450,000 | 956,000 | 1,563,000 | 2,248,000 |
| Noninterest income | 36,000 | 82,000 | 98,000 | 144,000 |
| Noninterest expense | 567,000 | 1,072,000 | 1,604,000 | 2,193,000 |
| Provision for loan losses | 66,000 | 129,000 | 231,000 | 303,000 |
| Pretax income | -147,000 | -163,000 | -174,000 | -104,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -147,000 | -163,000 | -174,000 | -104,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,309,000 | 8,307,000 | 8,322,000 | 9,929,000 |
| Total capital | 8,877,000 | 8,937,000 | 9,023,000 | 10,679,000 |
| Risk-weighted assets | 52,826,000 | 53,622,000 | 57,475,000 | 59,924,000 |