Call reports 2007
DESOTO COUNTY BANK — 2007
What DESOTO COUNTY BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 22,535,000 | 24,913,000 | 28,936,000 | 33,895,000 |
| Total loans | 13,123,000 | 16,702,000 | 20,897,000 | 25,524,000 |
| Allowance for loan losses | 164,000 | 209,000 | 261,000 | 380,000 |
| Securities available for sale | 4,923,000 | 6,230,000 | 6,188,000 | 6,676,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 14,066,000 | 16,691,000 | 19,876,000 | 23,552,000 |
| Interest-bearing deposits | 12,486,000 | 15,018,000 | 17,266,000 | 21,376,000 |
| Noninterest-bearing deposits | 1,580,000 | 1,673,000 | 2,610,000 | 2,176,000 |
| Equity capital | 8,373,000 | 8,123,000 | 8,042,000 | 7,906,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 339,000 | 752,000 | 1,233,000 | 1,792,000 |
| Interest expense | 108,000 | 263,000 | 450,000 | 689,000 |
| Net interest income | 231,000 | 489,000 | 783,000 | 1,103,000 |
| Noninterest income | 35,000 | 72,000 | 107,000 | 148,000 |
| Noninterest expense | 381,000 | 813,000 | 1,248,000 | 1,789,000 |
| Provision for loan losses | 33,000 | 78,000 | 131,000 | 253,000 |
| Pretax income | -148,000 | -330,000 | -489,000 | -791,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -148,000 | -330,000 | -489,000 | -791,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,348,000 | 8,166,000 | 8,007,000 | 7,828,000 |
| Total capital | 8,512,000 | 8,375,000 | 8,268,000 | 8,189,000 |
| Risk-weighted assets | 16,852,000 | 19,808,000 | 24,029,000 | 28,854,000 |