Call reports 2026
PEOPLES BANK OF KENTUCKY, INC. — 2026
What PEOPLES BANK OF KENTUCKY, INC. reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 557,555,000 | 564,890,000 |
| Total loans | 402,444,000 | 396,673,000 |
| Allowance for loan losses | 13,718,000 | 12,788,000 |
| Securities available for sale | 70,749,000 | 78,201,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 486,024,000 | 489,323,000 |
| Interest-bearing deposits | 435,579,000 | 439,083,000 |
| Noninterest-bearing deposits | 50,445,000 | 50,240,000 |
| Equity capital | 59,989,000 | 62,294,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 8,450,000 | 16,461,000 |
| Interest expense | 2,686,000 | 5,396,000 |
| Net interest income | 5,764,000 | 11,065,000 |
| Noninterest income | 767,000 | 1,542,000 |
| Noninterest expense | 3,551,000 | 7,259,000 |
| Provision for loan losses | 3,616,000 | 2,716,000 |
| Pretax income | -636,000 | 2,632,000 |
| Income tax | 674,000 | 1,260,000 |
| Net income | -1,310,000 | 1,372,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 60,859,000 | 63,264,000 |
| Total capital | 65,831,000 | 68,222,000 |
| Risk-weighted assets | 389,030,000 | 388,850,000 |