Call reports 2024
PEOPLES BANK OF KENTUCKY, INC. — 2024
What PEOPLES BANK OF KENTUCKY, INC. reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 492,192,000 | 508,786,000 | 496,700,000 | 492,768,000 |
| Total loans | 374,774,000 | 386,843,000 | 390,459,000 | 387,784,000 |
| Allowance for loan losses | 7,715,000 | 8,221,000 | 8,640,000 | 9,218,000 |
| Securities available for sale | 64,311,000 | 57,333,000 | 54,821,000 | 55,485,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 415,190,000 | 433,781,000 | 418,449,000 | 424,218,000 |
| Interest-bearing deposits | 371,509,000 | 386,374,000 | 372,550,000 | 377,766,000 |
| Noninterest-bearing deposits | 43,681,000 | 47,407,000 | 45,899,000 | 46,452,000 |
| Equity capital | 51,082,000 | 52,498,000 | 55,335,000 | 55,055,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 7,585,000 | 15,549,000 | 23,992,000 | 32,416,000 |
| Interest expense | 2,474,000 | 5,013,000 | 7,735,000 | 10,612,000 |
| Net interest income | 5,111,000 | 10,536,000 | 16,257,000 | 21,804,000 |
| Noninterest income | 657,000 | 1,268,000 | 2,029,000 | 2,805,000 |
| Noninterest expense | 3,122,000 | 6,440,000 | 9,910,000 | 13,886,000 |
| Provision for loan losses | 300,000 | 950,000 | 1,400,000 | 2,315,000 |
| Pretax income | 2,346,000 | 4,414,000 | 6,976,000 | 8,408,000 |
| Income tax | 589,000 | 983,000 | 1,725,000 | 1,975,000 |
| Net income | 1,757,000 | 3,431,000 | 5,251,000 | 6,433,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 52,329,000 | 53,705,000 | 55,654,000 | 56,229,000 |
| Total capital | 57,117,000 | 58,540,000 | 60,509,000 | 61,107,000 |
| Risk-weighted assets | 380,179,000 | 383,487,000 | 384,653,000 | 385,914,000 |