Call reports 2022
PEOPLES BANK OF KENTUCKY, INC. — 2022
What PEOPLES BANK OF KENTUCKY, INC. reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 389,042,000 | 406,455,000 | 411,552,000 | 434,445,000 |
| Total loans | 304,466,000 | 326,992,000 | 336,207,000 | 347,293,000 |
| Allowance for loan losses | 5,788,000 | 5,967,000 | 6,240,000 | 6,554,000 |
| Securities available for sale | 32,582,000 | 34,393,000 | 36,307,000 | 41,729,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 336,398,000 | 345,520,000 | 351,937,000 | 354,800,000 |
| Interest-bearing deposits | 296,725,000 | 300,796,000 | 304,911,000 | 310,487,000 |
| Noninterest-bearing deposits | 39,673,000 | 44,724,000 | 47,026,000 | 44,313,000 |
| Equity capital | 42,482,000 | 42,450,000 | 43,048,000 | 43,977,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 4,035,000 | 8,249,000 | 12,891,000 | 17,952,000 |
| Interest expense | 503,000 | 1,006,000 | 1,523,000 | 2,199,000 |
| Net interest income | 3,532,000 | 7,243,000 | 11,368,000 | 15,753,000 |
| Noninterest income | 556,000 | 1,140,000 | 1,798,000 | 2,381,000 |
| Noninterest expense | 2,257,000 | 4,895,000 | 7,505,000 | 10,552,000 |
| Provision for loan losses | 300,000 | 600,000 | 900,000 | 1,200,000 |
| Pretax income | 1,531,000 | 2,888,000 | 4,761,000 | 6,382,000 |
| Income tax | 381,000 | 719,000 | 1,186,000 | 1,504,000 |
| Net income | 1,150,000 | 2,169,000 | 3,575,000 | 4,878,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,693,000 | 43,384,000 | 44,790,000 | 45,655,000 |
| Total capital | 46,534,000 | 47,397,000 | 48,985,000 | 49,915,000 |
| Risk-weighted assets | 305,366,000 | 318,992,000 | 333,541,000 | 338,513,000 |