Call reports 2021
PEOPLES BANK OF KENTUCKY, INC. — 2021
What PEOPLES BANK OF KENTUCKY, INC. reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 363,199,000 | 365,459,000 | 366,218,000 | 381,369,000 |
| Total loans | 282,706,000 | 283,517,000 | 291,613,000 | 297,040,000 |
| Allowance for loan losses | 4,844,000 | 5,130,000 | 5,265,000 | 5,537,000 |
| Securities available for sale | 27,635,000 | 30,965,000 | 28,570,000 | 33,038,000 |
| Securities held to maturity | 500,000 | 500,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 315,824,000 | 317,760,000 | 316,707,000 | 326,616,000 |
| Interest-bearing deposits | 280,324,000 | 280,774,000 | 278,862,000 | 286,841,000 |
| Noninterest-bearing deposits | 35,500,000 | 36,986,000 | 37,845,000 | 39,775,000 |
| Equity capital | 40,153,000 | 40,851,000 | 42,222,000 | 42,504,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 4,112,000 | 8,140,000 | 12,325,000 | 16,628,000 |
| Interest expense | 550,000 | 1,077,000 | 1,589,000 | 2,097,000 |
| Net interest income | 3,562,000 | 7,063,000 | 10,736,000 | 14,531,000 |
| Noninterest income | 483,000 | 909,000 | 1,441,000 | 1,961,000 |
| Noninterest expense | 1,873,000 | 4,098,000 | 6,185,000 | 8,633,000 |
| Provision for loan losses | 300,000 | 600,000 | 900,000 | 1,200,000 |
| Pretax income | 1,872,000 | 3,274,000 | 5,092,000 | 6,659,000 |
| Income tax | 465,000 | 814,000 | 1,266,000 | 1,562,000 |
| Net income | 1,407,000 | 2,460,000 | 3,826,000 | 5,097,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,894,000 | 39,626,000 | 40,991,000 | 41,548,000 |
| Total capital | 42,419,000 | 43,111,000 | 44,607,000 | 45,330,000 |
| Risk-weighted assets | 280,692,000 | 277,233,000 | 287,621,000 | 300,696,000 |