Call reports 2018
PEOPLES BANK OF KENTUCKY, INC. — 2018
What PEOPLES BANK OF KENTUCKY, INC. reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 290,655,000 | 302,820,000 | 311,827,000 | 317,617,000 |
| Total loans | 230,439,000 | 243,516,000 | 250,458,000 | 258,759,000 |
| Allowance for loan losses | 3,764,000 | 3,902,000 | 3,353,000 | 3,390,000 |
| Securities available for sale | 26,449,000 | 24,530,000 | 23,620,000 | 23,828,000 |
| Securities held to maturity | 500,000 | 500,000 | 500,000 | 500,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 249,036,000 | 248,407,000 | 251,456,000 | 258,890,000 |
| Interest-bearing deposits | 225,903,000 | 224,344,000 | 226,747,000 | 228,685,000 |
| Noninterest-bearing deposits | 23,133,000 | 24,063,000 | 24,709,000 | 30,205,000 |
| Equity capital | 35,589,000 | 36,061,000 | 36,777,000 | 37,481,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 3,141,000 | 6,427,000 | 9,886,000 | 13,584,000 |
| Interest expense | 430,000 | 925,000 | 1,531,000 | 2,233,000 |
| Net interest income | 2,711,000 | 5,502,000 | 8,355,000 | 11,351,000 |
| Noninterest income | 537,000 | 1,009,000 | 1,531,000 | 2,196,000 |
| Noninterest expense | 1,900,000 | 3,895,000 | 6,126,000 | 8,405,000 |
| Provision for loan losses | 187,000 | 375,000 | 562,000 | 750,000 |
| Pretax income | 1,161,000 | 2,241,000 | 3,198,000 | 4,392,000 |
| Income tax | 243,000 | 473,000 | 673,000 | 809,000 |
| Net income | 918,000 | 1,768,000 | 2,525,000 | 3,583,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,393,000 | 34,913,000 | 35,679,000 | 36,207,000 |
| Total capital | 37,394,000 | 38,044,000 | 38,916,000 | 39,491,000 |
| Risk-weighted assets | 239,345,000 | 249,707,000 | 258,833,000 | 262,580,000 |